New affordable homes on the way for Balmaha

New affordable homes on the way for Balmaha

(from left) Councillor Rosemary Fraser, RSHA board member Margaret Vass OBE, ELLCT secretary Margaret McDonald, Betty Twaddle, Councillor Willie Ferguson and RSHA chair Fiona Boath

New affordable homes are on the way for the Loch Lomondside village of Balmaha, after Rural Stirling Housing Association started work on building 20 homes and two plots for self-builders.

The development costing around £5.8 million is due for completion around next spring.

Rural Stirling said the Balmaha development – being built by construction firm CCG (Scotland) Ltd - represented the Association’s “enduring and ambitious commitment” to building affordable homes for rent and low cost ownership.

In launching the development, the housing association paid a warm tribute to the late Joe Twaddle, a Balmaha resident whose vision was to bring affordable homes to Balmaha.

RSHA chairperson Fiona Boath said: “We know that the communities we serve are fully behind us when it comes to building new affordable homes where people want to live. There is a consistent and pressing need for housing in these areas and we remain committed to our mission to carry on building.”

Balmaha retains a vibrant community spirit thanks to the East Loch Lomond Community Trust which exists to “identify and focus on projects of specific relevance to its area”.

The Trust is playing a key role in the Balmaha development with four homes for local workers in the new development. 

New affordable homes on the way for Balmaha

The project is supported by the Scottish Government’s Affordable Housing Supply Programme, the Scottish Land Fund and a Rural Housing Grant.

In addition to the four properties designated for East Loch Lomond Community Trust, the development comprises 10 homes for rent, which includes semi-detached houses and cottage flats, plus six houses for New Supply Shared Equity.

The New Supply Shared Equity (NSSE) scheme is a Scottish Government initiative helping first-time buyers and priority groups purchase new-build homes from housing associations. Buyers pay 60-80% of the price with a 5% minimum deposit, while the government holds a 20-40% share. No rent is paid on the government share.

RSHA chief executive Donna Birrell added: “The Balmaha community invited RSHA to help it address the lack of affordable housing in the village some time ago.

“Like RSHA, this community is completely focused on the need to bring affordable housing to Balmaha and we have created over many years a close working relationship with the East Loch Lomond Community Trust who are dedicated servants of the community Working together we have overcome obstacles and barriers to make these homes a reality.’

“We particularly want to pay tribute to the late Joe Twaddle, whose formidable campaigning to develop more affordable homes in the village was truly-trail-blazing. Sadly Joe did not live to see the project come to fruition, but his wife Betty, however, is still involved in the community and was represented at the opening event

“We further recognise the important support our partners are giving in this undertaking such as the Scottish Government, Loch Lomond and Trossachs National Park  and Stirling Council.”

New affordable homes on the way for Balmaha

Councillor Willie Ferguson, convenor of Stirling Council’s Housing Committee, helped get the new development underway.

He said: “I’m delighted to see the opening of this new development in Balmaha led by the hard work of Rural Stirling Housing Association.

“We recognise the need for high-quality, affordable homes across the breadth of the Stirling Council area, especially in rural areas, and supporting this development is a key part of our Strategic Housing Investment Plan. We’ve doubled our ambitions to deliver 900 new homes throughout Stirling over the next five years, and this development will contribute to this aim.

“Strong collaboration with key partners such as Rural Stirling Housing Association is essential and these much-needed new homes will be warmly welcomed by the local community.”

CCG (Scotland) managing director, David Wylie, said: “We are delighted to be supporting Rural Stirling Housing Association with the delivery of this development, which will bring much-needed affordable homes to Balmaha.

“The project has been a long time in the making for the community, but thanks to our advanced construction methods, the new, highly energy-efficient homes will be constructed at pace and ready for habitation next spring.”

In 2025, Rural Stirling unveiled 11 homes in Killearn, and earlier last yea,r a further 14 homes were built by the Association in nearby Croftamie close to Drymen. At the end of last year, RSHA marked 35 years as a housing association having been created in 1990. From small beginnings, it has grown to deliver over 700 homes for social rent - reflecting its strong commitment to rural housing.

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