Located at York Lane, Cammo and Slateford, the projects are being delivered by experienced developers and, Pluto said, meet the highest build quality, design and environmental standards.

A loan to Ruthven Wallace Developments, in partnership with Barwood Capital’s residential investment platform, will transform a disused city‑centre car park at York Lane into two‑bed apartments.

Funding for Cammo Estates Ltd will deliver six‑bed family homes in a high‑demand neighbourhood where new-build supply is limited.

Meanwhile, Pluto is supporting Artisan Real Estate to deliver 168 homes, including 43 affordable units, on a former brewery site at Slateford with strong transport links and access to the city centre.

The completions come as Pluto continues to scale its Scottish activity. Since opening its Scottish office last year, the lender’s pipeline has grown to £374 million of new lending, supporting 1,824 homes, including 271 affordable properties.

The lender also highlighted the rollout of its revolving credit facility, launched in April, designed to help established SME housebuilders scale delivery without needing to fully fund each development site upfront. The facility is available to firms delivering 50+ homes per year across multiple sites, with funding ranging from £10 million to £75m.

Justin Faiz, CEO and co‑founder of Pluto Finance, said the latest transactions demonstrate the value of flexible private capital in tackling Scotland’s housing shortage.

“Together they help bring forward high‑quality new homes, support SME housebuilders, and make very meaningful contributions to local communities.”

Jamie Drummond, lending director for Scotland, said demand from developers has been strong since the lender established its Scottish base.