Stepchange

Over half (57%) of Scots have experienced problem debt, new research suggests, underlining the scale of financial pressure facing households as a new Scottish Parliament gets underway.

Services that support people struggling with debt on their energy bills have been expanded after receiving almost £1 million of additional funding. This will help organisations to provide money and debt advice to customers, increase capacity through additional training for staff, and enhance e

Average energy arrears among people seeking debt advice from StepChange Scotland have surged by 42% year on year, leaping from £2,464 in the first half of 2024 to £3,499 in the first half of 2025. This sharp increase raises serious concerns about the ability of households to heat their h

Household bill arrears among StepChange Scotland clients have surged to an average of £5,193, according to the charity’s newly published 2024 Scotland in the Red report, marking a staggering 65% increase from £3,147 in 2023. Nearly seven in ten (68%) of those seeking help from Step

Scotland’s four biggest debt advice charities are urging people across the country to seek free advice on money and debt. The call comes during Talk Money Week (8-12 November).

The UK Government must complete and publish a full assessment of the impact on renters of their decisions to freeze Local Housing Allowance and cut Universal Credit, which risk pushing many households into poverty, problem debt, and homelessness, according to a number of housing groups.

The UK Government has been warned of an impending rent crisis in the UK following the reintroduction of a national lockdown. The warning came in a joint statement from the National Residential Landlords Association, The Big Issue and Ride Out Recession Alliance, Shelter, ARLA Propertymark, the

A new campaign against loan sharks has been launched to crack down on lenders who are moving online to prey on Scots.

The COVID-19 pandemic is storing up a £6 billion debt crisis for millions of households across the UK which if left unchecked is set to worsen, according to debt charity StepChange.

Thousands of people in Scotland are struggling with essential household bills especially Council Tax, a debt charity has warned. StepChange Debt Charity Scotland said it was contacted by over 30,000 people last year across every constituency seeking debt help.

Payday loan company CFO Lending has been ordered to repay around £35 million to borrowers after regulators found evidence of unfair practices to more than 97,000 customers. The Financial Conduct Authority (FCA) said the company took payments without permission and sent “threatening and misleading