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Jimmy Black You are looking for your first rented flat, and a landlord says "give me £200 and I'll keep this flat for you. But back out and the money's mine". Would you know this was an illegal premium? If the landlord then said: "Leave the place in good order and I'll give you back a month's rent"

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Moray Council made a working surplus of more than £5 million in the last financial year, figures presented to councillors have shown. The unaudited accounts revealed that an extra £5m could be added to the council’s reserves, however, councillors agreed a one-off provision of £2.8m from reserve

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David Orr Britain’s private rents are the highest in Europe, take up the biggest chunk of people’s salaries and are among the least secure, according to new analysis by the National Housing Federation.

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