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Moray Council made a working surplus of more than £5 million in the last financial year, figures presented to councillors have shown. The unaudited accounts revealed that an extra £5m could be added to the council’s reserves, however, councillors agreed a one-off provision of £2.8m from reserve

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Jimmy Black You are looking for your first rented flat, and a landlord says "give me £200 and I'll keep this flat for you. But back out and the money's mine". Would you know this was an illegal premium? If the landlord then said: "Leave the place in good order and I'll give you back a month's rent"

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The number of new homes registered by local authorities in Scotland has increased by 42 per cent over the previous year, an industry body has reported. The National House Building Council (NHBC) said that 3,442 new homes were registered between March and May in 2015, when compared to 2,423 homes dur

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